Annual vs. Monthly IRA Contribution Experiment – February 2014 Update

The Annual vs. Monthly IRA Contribution Timing Experiment February 2014 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
312.50 17.98 5,500.00 5,618.75 118.75

Account Summary:

  • No account transactions to report.

Monthly Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
81.05 17.98 1,409.00 1,457.24 48.24

Account Summary:

  • 02/01/2014
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The Best Time Of Year To Start Investing

The best time of year to get started with investing is the beginning of the year between January and April. Why? It’s because the contribution period for my favorite type of retirement investment account, the IRA, overlaps.

The contribution period for an IRA starts on January 1st and lasts until the tax-return filing deadline the … Continue Reading

Annual vs. Monthly IRA Contribution Experiment – January 2014 Update

The Annual vs. Monthly IRA Contribution Timing Experiment January 2014 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
312.50 17.21 5,500.00 5,378.13 -121.87

Account Summary:

  • No account transactions to report.

Monthly Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
56.82 17.21 1,000.00 977.84 -22.16

Account Summary:

  • No
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Annual vs. Monthly IRA Contribution Experiment

The Annual vs. Monthly IRA Contribution Timing Experiment Version 2. This update covers the initial contribution and purchases in the corresponding Roth IRA accounts in the experiment.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
312.50 17.60 5,500.00 5,500.00 0.00

Account Summary:

  • 01/01/2014 – Contributed $5,500.00
  • 01/02/2014 – Purchased mutual fund
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IRA Contribution Timing Experiment Rules

The following are the rules for Version 2 of the Annual vs. Monthly IRA Contribution Timing Experiment. These rules are meant to be the guidelines upon which the experiment is run.

The experiment begins on January 1, 2014 and will continue as part of a lasting effort to discover how investment timing affects performance over … Continue Reading

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