Annual vs. Monthly IRA Contribution Experiment – March 2014 Update

The Annual vs. Monthly IRA Contribution Timing Experiment March 2014 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
312.50 18.06 5,500.00 5,643.75 143.75

Account Summary:

  • No account transactions to report.

Monthly Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
104.01 18.06 1,818.00 1,878.47 60.47

Account Summary:

  • 03/01/2014 – Contributed $409.00
  • 03/03/2014 – Purchased mutual fund (VTIVX)

Annual vs. Monthly IRA Account Comparison

Account % Monthly Return Total % Gain/Loss
Annual 0.44 2.61
Monthly 0.65 3.33

Analysis:

  • Winter weather hampered economic activity, but hiring seems to be up.
  • The markets ended the month fairly flat.
  • The Monthly Contribution IRA is faring a little bit better than the lump-sum Yearly Contribution IRA. The fluctuation in prices is allowing dollar-cost averaging to work well.

IRA Contribution Timing Experiment

Quicken Tutorial: How To Add An IRA Or Keogh Account

How To Add An IRA Or Keogh Account

This step-by-step, narrated, video tutorial will visually teach you how to add an IRA or Keogh account in the Quicken Personal Finance Software suite.

Before You Start:

  • Have your latest IRA or Keogh account statement, or initial retirement plan/share balance (if you have a brand new account) available.
  • Optional: Your online credentials/login information for your IRA or Keogh account.

Watch More Quicken Tutorials

Quicken Tutorial: How To Add A 401k, 403b, or 457 Account

How To Add A 401k, 403b, or 457 Account

This step-by-step, narrated, video tutorial will visually teach you how to add a employer sponsored retirement account, like a 401k, 403b, or a 457, in the Quicken Personal Finance Software suite.

Before You Start:

  • Have your latest retirement account statement, or initial retirement investment plan information (if you have a brand new account) available.
  • Optional: Your online credentials/login information for your employer sponsored retirement account.

Watch More Quicken Tutorials

Page 4 of 41« First...23456...Last »
© Copyright Budget For Wealth | Developed by Phamily Media