Annual vs. Monthly IRA Contribution Experiment – January 2015 Update

The Annual vs. Monthly IRA Contribution Timing Experiment January 2015 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
614.12 18.37 11,120.63 11,281.31 160.68

Account Summary:

  • 01/01/2015 – Contributed $5,500.00
  • 01/02/2015 – Purchased mutual fund (VTIVX)

Monthly Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
332.21 18.37 6,074.68
Continue Reading

Intuit Sale: Quicken 50% Off, TurboTax 25% Off

If you are a do-it-yourself kind of person like I am, you rely on personal finance management and tax software to stay fiscally organized and stay up to date with the latest changes in the tax code. Unless you’ve got a painfully complex situation, it’s rather easy and not unreasonably time consuming to take care Continue Reading

Annual vs. Monthly IRA Contribution Experiment – December 2014 Update

The Annual vs. Monthly IRA Contribution Timing Experiment December 2014 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
318.89 18.65 5,620.63 5,947.35 326.72

Account Summary:

  • 12/29/2014 – Reinvested Dividend of $119.69
  • 12/29/2014 – Reinvested Short Term Capital Gain Distribution of $0.94

Monthly Contribution Roth IRA

Shares Price Total Cost Market
Continue Reading

Annual vs. Monthly IRA Contribution Experiment – November 2014 Update

The Annual vs. Monthly IRA Contribution Timing Experiment November 2014 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
312.50 19.22 5,500.00 6,006.25 506.25

Account Summary:

  • No account transactions to report.

Monthly Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
279.96 19.22 5,090.00 5,380.91 290.91

Account Summary:

  • 11/01/2014
Continue Reading