Personal Update – 1st Quarter 2013

It’s three months into 2013, and I’m feeling more financially secure than I have my entire life. However, I’m feeling quite unhappy at work and I’m not sure how much longer I can keep it up. Trying to find a job in another field has been tough because starting over would mean quite a significant [...]

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Protect Your Password And Account Security, By Lying

I’m not going to tell you how to protect your online accounts by not using passwords like God and “password,” or PIN numbers like 1234 and 0000. You already know that. With the proliferation of hackers penetrating the security of major financial institutions and social media hubs, account security is being expanded beyond the user [...]

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Monthly vs. Annual IRA Contribution Experiment – February 2013 Update

The Monthly vs. Annual lump-sum IRA contribution timing experiment February 2013 update. Annual Contribution Roth IRA Fund Shares Price Cost Basis Market Value Gain/Loss Gain/Loss % VTSMX 200.94 38.08 6,852.18 7,651.77 799.59 11.67 VGTSX 185.04 15.29 2,652.61 2,829.22 176.61 6.66 VBMFX 102.56 11.03 1,130.78 1,131.30 0.52 0.05 Totals: 10,635.57 11,612.29 976.72 9.18 Account Summary : 02/28/2013 [...]

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Thrift Savings Plan Index Funds Outperform

Sometimes I wish I was still in the military. I miss the camaraderie, doing something different all the time, and the chance of adrenaline driven action. Most of all, I wish I had access to the Thrift Savings Plan. The Thrift Savings Plan (TSP) became available to the military in late 2001. It’s a 401(k) [...]

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Review – USAA Cash Rewards American Express Card

The USAA Cash Rewards American Express Card will appeal to consumers with excellent credit looking to maximize their cash back rebate. This credit card gives you the backing of two companies that are known for their superior customer service and excellent financial products. Cardholders receive the following benefits: Concierge service. Collision Damage Waiver for rental [...]

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Best Personal Finance Blog Articles of 2013: Week 9

OK folks, it’s the start of the second quarter of 2013. You have a month and a half left to contribute to a 2012 IRA. Make this a priority! If you haven’t filed your 2012 taxes yet, don’t feel bad. I haven’t either! It’s a good time to get your paperwork organized and comb through [...]

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