The Monthly vs. Yearly IRA contribution timing experiment April 2012 update. Yearly Contribution Roth IRA Fund Shares Price Cost Basis Market Value Gain/Loss Gain/Loss % VTSMX 102.74 34.96 3,264.33 3,591.80 327.47 10.03 VGTSX 93.07 14.36 1,250.00 1,336.56 86.56 6.92 VBMFX 46.00 11.04 505.09 507.83 2.74 .54 Totals: 5,019.42 5,436.19 416.77 8.30 Account Summary : 04/30/2012 – [...]
Read More» Posted by LongApril is Financial Literacy Month. Personal finance blog writers promote financial education all year long. To us, this is just another month of helping people find success. There’s no secret. Work hard, be practical, and plan. Oh yeah…don’t forget to dream : ) Budgets Are Sexy: Side Hustle Series: I Worked on a Food Truck I have [...]
Read More» Posted by LongI heard Sheryl Crow’s hit song playing on the radio while driving home the other day. It really summarizes the changes I have made to my life in the past three months. It’s not having what you want, it’s wanting what you’ve got. (Sheryl Crow. “Soak Up The Sun.” Lyrics. C’mon, C’mon. A&M Records, 2001.) I bought [...]
Read More» Posted by LongNow that tax season is over, it’s time to start spring cleaning. Keep your eye on the ball though, because it’s not all about work. Get some things done and then spend some quality time with my good friend, leisure. Credit Karma Blog: Spring Cleaning Your Credit & Finances After you’re finished cleaning the house, there [...]
Read More» Posted by LongToday is the deadline to pay any taxes owed, or file a tax return. If you have to pay, I can certainly understand why you have procrastinated. It’s always a good idea to put off paying taxes or bills as long as you can (without being late) in order to keep earning interest on your [...]
Read More» Posted by LongOver the course of developing and maintaining this blog, I have discovered many other writers who are leaders in the personal finance blog community. They run excellent sites, bring great points of view to the table, and talk about a wide variety of topics in order to help readers save money and prosper. Every week [...]
Read More» Posted by Long